中国商业银行不良贷款成因及管理策略

目录
摘要...............................................................................................................................1
关键词...........................................................................................................................1
Abstract........................................................................................................................ 1
Key words........................................................................................................................ 1
一、引言......................................................................................................................... 1
二、文献综述................................................................................................................. 2
（一）国外文献综述......................................................................................................2
（二）国内文献综述......................................... *好棒文|www.hbsrm.com +Q: @351916072@ 
.............................................................2
三、我国不良贷款基本情况..........................................................................................3
（一）不良贷款概念......................................................................................................3
（二）我国商业银行不良贷款现状..............................................................................4
（三）我国商业银行不良贷款产生根源......................................................................6
1．宏观因素....................................................................................................................6
2．银行方面................................................................................................................... 6
3．企业方面....................................................................................................................6
四、不良贷款影响因素实质分析..................................................................................7
（一）样本选取与数据来源..........................................................................................7
（二）指标因素的选取..................................................................................................7
1．宏观经济指标的选取................................................................................................7
2．银行具体指标的选取................................................................................................8
（三）实证分析..............................................................................................................9
五、降低不良贷款率的管理策略.................................................................................11
（一）商业银行方面.....................................................................................................11
（二）监督管理部门.....................................................................................................12
六、结论.........................................................................................................................12

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